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 Loan Information November 20, 2009 - 11:44 PM ET
Financing Type:Conventional
Amount:$200,000
Purchase Price:$250,000
State:Virginia
County:York
City:Newport News
Escrow/Impounds?Yes
Loan Purpose:Purchase
Property Use:Primary Residence
Property Type:Existing single family home
Rate Expiration:30 Day
 

30 Year Fixed Rate  
Rate Points APR Payment Closing Fees Total Cost Apply
4.625% 2.000% 4.841% $1,028.28 $7,559.35
4.875% 1.000% 5.004% $1,058.42 $5,559.35
5.000% 0.000% 5.041% $1,073.64 $3,559.35
20 Year Fixed Rate  
Rate Points APR Payment Closing Fees Total Cost Apply
4.500% 2.000% 4.794% $1,265.30 $7,559.35
4.750% 1.000% 4.925% $1,292.45 $5,559.35
4.875% 0.000% 4.930% $1,306.14 $3,559.35
15 Year Fixed Rate  
Rate Points APR Payment Closing Fees Total Cost Apply
4.125% 2.000% 4.496% $1,491.94 $7,559.35
4.250% 1.000% 4.470% $1,504.56 $5,559.35
4.375% 0.000% 4.444% $1,517.24 $3,559.35
5 Year Adjustable Rate  
Rate Points APR Payment Closing Fees Total Cost Apply
4.750% 2.000% 3.998% $1,043.29 $7,559.35
5.000% 1.000% 4.004% $1,073.64 $5,559.35
5.500% 0.000% 4.121% $1,135.58 $3,559.35
7 Year Adjustable Rate  
Rate Points APR Payment Closing Fees Total Cost Apply
4.875% 2.000% 4.241% $1,058.42 $7,559.35
5.125% 1.000% 4.278% $1,088.97 $5,559.35
5.625% 0.000% 4.443% $1,151.31 $3,559.35
Initial Interest 10/20 Fixed Rate Mortgage  
Rate Points APR Payment Closing Fees Total Cost Apply
6.625% 0.000% 6.755% $1,104.17 $5,559.35

Important Notices

  • The interest rates, annual percentage rates (APRs) and points shown are subject to change without notice.

  • The monthly payment amount shown includes principal, interest, and mortgage insurance, if required. Your actual monthly payment will be higher if an escrow/impound account is established or required.

  • Your APR will vary based on your final loan amount and finance charges.

Is comparing APRs the best way to decide which lender has the lowest rates and fees?

The interest rate you offer is just a little less than what I am paying now. How do I know if it makes sense to refinance?

How much money will I save by choosing a 15-year loan rather than a 30-year loan?

How are interest rates determined?

Should I pay discount points in exchange for a lower interest rate?

What is your Rate Lock Policy?

What is an adjustable rate mortgage?

Are there any prepayment penalties charged for these loan programs?

Can I apply for a loan before I find a property to purchase?

If I apply, where will the closing take place?

Tell me more about closing fees and how they are determined.

What is mortgage insurance and when is it required?

Does Member Advantage Mortgage, LLC provide financing for manufactured homes?